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Andrew Matroni, owner of Queen City Catering in Charlotte, N.C., had no idea whether he’d have to buy a health plan next year for his 15 employees or face fines under the Affordable Care Act. At a March 28 panel hosted by the Charlotte Chamber of Commerce, he was relieved to learn he’s in the clear. READ MORE >>

The cost of homeowners insurance claims has been rising rapidly because of the combined effects of rising claim severity and increases in claim frequency, according to an insurance industry report. A new Insurance Research Council (IRC) study of homeowners insurance claim trends found that from ... READ MORE >>

The number of fatal work injuries in 2011 in the U.S. was slightly lower than in 2010. Last year, 4,609 workers died from work-related injuries, down from a final count of 4,690 in 2010. The Bureau of Labor Statistics’ National Census of Fatal Occupational Injuries released preliminary statistics. READ MORE >>

Tennessee’s high court has ruled that two parents’ emotional distress following an automobile accident that took the life of their son is not covered under the uninsured motorist portion of their automobile bodily injury coverage. READ MORE >>

Hurricane Isaac has caused up to $1 billion in economic losses for offshore energy properties and up to $1.5 billion in insured losses onshore in Louisiana and neighboring states, disaster modeler Eqecat said on Wednesday. READ MORE >>

As the open-enrollment season for health benefits approaches, many workers will be making some bad choices, according to a new survey. "Far too many people don't really understand their benefits," says Audrey Tillman, executive vice president of Corporate Services at Aflac. "In fact, most employees are on autopilot. READ MORE >>

An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35 million in property losses, according to a new government report. The report by the U.S. Fire Administration (USFA) said that 84 percent of clothes dryer fires took place in residential buildings. READ MORE >>

WASHINGTON, July 2 -- Rep. David Scott , D-Ga. (13th CD), issued the following news release: On Friday, the US House passed H.R.4348, which reauthorizes the National Flood Insurance Program (NFIP) for five years. NFIP is the primary source of reliable, affordable flood insurance coverage for millions of American homes and businesses. READ MORE >>

Walk through any nursing home, and your first thought might be: "I need to take care of Mom myself." Few people want to turn over a loved one to institutional care. No matter how good the nursing home, it may seem cold and impersonal — and very expensive. READ MORE >>

This is a growing problem in schools and especially on social media.  Victims of Cyberbullying Fighting Back in Libel Suitshttp://www.insurancejournal.com/news/national/2012/04/30/245217.htm READ MORE >>

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