﻿<?xml version="1.0" encoding="utf-8"?><rss xmlns:a10="http://www.w3.org/2005/Atom" version="2.0"><channel><title>Phoenix Associates Blog</title><link>http://www.phoenixinsurance.net/blog/</link><description>View Phoenix Associates's Website Blog</description><language>en-us</language><managingEditor>postmaster@www.phoenixinsurance.net</managingEditor><generator>Insurance Website Builder - www.insurancewebsitebuilder.com</generator><a10:id>urn:uuid:13427403-9023-4492-bb10-4b466959e321</a10:id><a10:link href="http://www.phoenixinsurance.net/blog/" /><item><guid isPermaLink="false">urn:uuid:697d87b8-1512-4b04-920b-9afb0a6d9674</guid><title>Myself, the Car:  Aggressive Driving Linked to Personality</title><description>An interesting read - Aggressive Driving Linked to Personality: http://www.insurancejournal.com/news/national/2011/10/18/220489.htm</description><pubDate>Wed, 14 Dec 2011 12:50:58 -0600</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Myself_the_Car_Aggressive_Driving_Linked_to_Personality.aspx" /><a10:content type="html">An interesting read - Aggressive Driving Linked to Personality: &lt;a href="http://u15524.sendgrid.org/wf/click?c=V6MNy7rMN%2BrLjBDolV3w8KyZ5HJW8uiYPd5%2BfaFJc7G%2B0f8dawsy%2F2FFa%2FhayOfdzRZejAEkTQRK4kJHPEJedNdNQYwJymXlTrqhNNiusxM%3D&amp;amp;rp=V9bYZNwjRzHf%2FJxry4VN58kwUQN%2Fk3nUWyCd2%2FA7Y2BaSRTlCIEZ0QAf2886TpjQtr6fiWLM3A9foc9VoCUAuCKS3qDxbORiPQ1mCU2CgRqGzmyB48kyKmoO6e%2Frk2P1&amp;amp;u=TfcAERDnT6epoXEPAFnHwA%2Fh0"&gt;http://www.insurancejournal.com/news/national/2011/10/18/220489.htm&lt;/a&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:9b1f24b1-1f9b-4a9b-a740-dd66c5d61747</guid><title>Employee Fraud Increases in a Recession</title><description>Please read this interesting article from Insurance Journal - Best Practices to Prevent Employee Fraud in a Recession:&amp;nbsp; &amp;nbsp;http://www.insurancejournal.com/news/national/2011/12/14/227440.htm</description><pubDate>Wed, 14 Dec 2011 12:48:24 -0600</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Employee_Fraud_Increases_in_a_Recession.aspx" /><a10:content type="html">Please read this interesting article from Insurance Journal - Best Practices to Prevent Employee Fraud in a Recession:&amp;nbsp; &amp;nbsp;&lt;a href="http://u15524.sendgrid.org/wf/click?c=V6MNy7rMN%2BrLjBDolV3w8KyZ5HJW8uiYPd5%2BfaFJc7G%2B0f8dawsy%2F2FFa%2FhayOfdkbFVaskhcjgW2V5tq5DNzTSf2hpEMQ9tXJ4p%2FHA2t4Y%3D&amp;amp;rp=V9bYZNwjRzHf%2FJxry4VN58kwUQN%2Fk3nUWyCd2%2FA7Y2BaSRTlCIEZ0QAf2886TpjQXuU64SGLunoMIwuqeRE96t2xJUSsM99NYWkzu%2FKzHxxXMamRFy9BHSsB%2F8Ll63E0&amp;amp;u=-mbknSCQRlCJmdqNjabIHg%2Fh0"&gt;http://www.insurancejournal.com/news/national/2011/12/14/227440.htm&lt;/a&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:8a042511-3793-4e83-81b7-7cba0728142b</guid><title>Bad Economy Leads to Record High Discrimination Charges</title><description>All Business Owners read on &amp;ndash; Employment Practices Liability is a MUST to complete your insurance portfolio!   Click here for an interesting article</description><pubDate>Mon, 21 Nov 2011 14:47:03 -0600</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Bad_Economy_Leads_to_Record_High_Discrimination_Charges.aspx" /><a10:content type="html">All Business Owners read on &amp;ndash; Employment Practices Liability is a MUST to complete your insurance portfolio! &lt;br /&gt;
&lt;br /&gt;
&lt;a href="http://www.greatamericaninsurancegroup.com/Insurance/Executive-Liability/Documents/HR-ExecSupport/EPL-Risk-Reporter-Newsletter_111511.pdf" target="_blank" re_target="null"&gt;Click here for an interesting article&lt;/a&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:d7854f8e-3715-48d5-a523-54ce57d82aa5</guid><title>Why so many foreclosures hit Georgia</title><description>If you own real estate in Georgia, your valuation likely has been rocked by the extreme number of foreclosures that have occurred in the past few years. It seems like every time our home market has tried to recover, along comes another 10,000 homes g...</description><pubDate>Wed, 16 Nov 2011 14:57:23 -0600</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Why_so_many_foreclosures_hit_Georgia.aspx" /><a10:content type="html">If you own real estate in Georgia, your valuation likely has been rocked by the extreme number of &lt;a href="http://g.ajc.com/r/DC/" target="_blank" re_target="null"&gt;foreclosures&lt;/a&gt; that have occurred in the past few years. It seems like every time our home market has tried to recover, along comes another 10,000 homes going to the auction block.&lt;br /&gt;
&lt;br /&gt;
For the most part, those homes go back to the first mortgage lender, who lists them for sale with a real estate agent. As the house sits vacant, it drags down property values because of its deteriorating condition. If it sells at all, the sale is often at a huge discount, further undermining values in the neighborhood.&lt;br /&gt;
&lt;br /&gt;
&lt;a href="http://www.ajc.com/business/why-so-many-foreclosures-1224518.html" target="_blank" re_target="null"&gt;&lt;span style="color: #d3b265; text-decoration: underline;"&gt;Continue Reading&lt;/span&gt;&lt;br /&gt;
&lt;/a&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:6441b064-9fb0-4b12-901f-f2478957e7fb</guid><title>Meet The Newest Member of Our Family!</title><description>                                         Logan Parker was born to LaToya and Ishamel Parker on February 13, 2011.&amp;nbsp;The family is doing great. Logan comes into the office everyday bringing lots of smiles and giggles. She will be three months soon ...</description><pubDate>Wed, 27 Apr 2011 10:29:45 -0500</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Meet_The_Newest_Member_of_Our_Family.aspx" /><a10:content type="html">&lt;img alt="" style="width: 200px; height: 150px;" src="https://www.insurancewebsitebuilder.com/img/~www.phoenixinsurance.net/Phoenix%20Blog%20Pictures/Logan%203.JPG" /&gt;
&lt;table width="100%" id="content_LETTER.BLOCK6" style="width: 100%;" border="0" cellspacing="0" cellpadding="0"&gt;
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            &lt;td style="padding-bottom: 3.75pt; background-color: transparent; padding-left: 3.75pt; padding-right: 3.75pt;   padding-top: 3.75pt;border: #d8d5ec;"&gt;
            &lt;p&gt;Logan Parker was born to LaToya and Ishamel Parker on February 13, 2011.&amp;nbsp;The family is doing great. Logan comes into the office everyday bringing lots of smiles and giggles. She will be three months soon and&amp;nbsp;has already been employee of the month three months in a row!&amp;nbsp;Logan loves Hello Kitty and playing with her pets. She has&amp;nbsp;two Yorkies named Bud and Winston, and a cat named Kat (short for Kathleen).&amp;nbsp; When she is not working she is sleeping.&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
            &lt;p&gt;LaToya Parker is a Certified Financial Planner. She specializes in insurance and&amp;nbsp;retirement planning. She has been with our agency since 1997. Being able to return to work with the baby right beside her has truly been a blessing. &lt;/p&gt;
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&lt;/table&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:d98bbcbb-eca1-4104-ac60-e4856591518d</guid><title>Why a tree falls and where determines responsibility</title><description>We came across this article in the AJC and wanted to pass it on to our readers. This is a very timely topic since we have been having quite a few&amp;nbsp;storms over the past few weeks You can read it here.</description><pubDate>Wed, 27 Apr 2011 09:22:45 -0500</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Why_a_tree_falls_and_where_determines_responsibility.aspx" /><a10:content type="html">&lt;span style="font-size: 16px;"&gt;We came across this article in the AJC and wanted to pass it on to our readers. This is a very timely topic since we have been having quite a few&amp;nbsp;storms over the past few weeks You can read it &lt;/span&gt;&lt;a href="http://www.cnbc.com/id/42555204"&gt;&lt;span style="font-size: 16px;"&gt;here&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size: 16px;"&gt;.&lt;/span&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:68906ab2-d502-4bb0-be63-d9525a3a75b6</guid><title>September $50 Gift Card Winner</title><description> Bob Marcus, Donna Marcus, Richard Septer, and Neidra Bryant  At Phoenix Associates we realize that we're only as good as our personal commitment&amp;nbsp;to provide competent and personal service to you.&amp;nbsp;After each&amp;nbsp;contact with our office plea...</description><pubDate>Mon, 22 Nov 2010 15:50:23 -0600</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/September_50_Gift_Card_Winner.aspx" /><a10:content type="html">&lt;em&gt;&lt;em&gt;&lt;span style="font-size: 16px;"&gt;&lt;img alt="" width="403" height="229" style="width: 374px; height: 229px;" src="/img/~www.phoenixinsurance.net/Phoenix%20Blog%20Pictures/September%20Winner2.JPG" /&gt;&lt;br /&gt;
&lt;span style="font-size: 13px;"&gt;Bob Marcus, Donna Marcus, Richard Septer, and Neidra Bryant&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
At Phoenix Associates we realize that we're only as good as our personal commitment&amp;nbsp;to provide competent and personal service to you.&amp;nbsp;After each&amp;nbsp;contact with our office please be on the look out for a client satisfaction survey. Be sure to complete and return the survey for a chance to to win $50.&lt;br /&gt;
&lt;br /&gt;
Our September winner was Richard Septer.&amp;nbsp;He has been an agency client for over 30 years. Thanks for your continued support!!!&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:8e8f2f27-340b-4710-bb41-a917da0f2a60</guid><title>2010 Professional Insurance Agent of the Year</title><description> 2010 Professional Insurance Agent of the Year &amp;nbsp;  Marietta, Ga - September&amp;nbsp;29, 2010 &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;...</description><pubDate>Wed, 29 Sep 2010 07:45:37 -0500</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/2010_Professional_Insurance_Agent_of_the_Year.aspx" /><a10:content type="html">&lt;span style="font-size: 16px;"&gt;
&lt;div style="text-align: center; letter-spacing: 3px; color: #ce912f; font-size: 10pt;"&gt;&lt;b&gt;&lt;span style="font-size: 18px;"&gt;2010 Professional Insurance Agent of the Year&lt;/span&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;/b&gt;&lt;/div&gt;
&lt;div&gt;&lt;strong&gt;Marietta, Ga - September&amp;nbsp;29, 2010&lt;img alt="" style="width: 150px; float: right; height: 150px;border: 0px solid;" src="https://www.insurancewebsitebuilder.com/img/~www.phoenixinsurance.net/Phoenix%20Blog%20Pictures/Donna%20PIA%20of%20the%20Year.JPG" usemap="#rade_img_map_1285764774664" /&gt;&lt;/strong&gt;&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/div&gt;
&lt;div&gt;&lt;strong&gt;&lt;a href="http://r20.rs6.net/tn.jsp?llr=6tol9wbab&amp;amp;et=1103600475031&amp;amp;s=0&amp;amp;e=001zTMoYXjh2Q0nqUPLMp-a52xw-s8cIkxIdEMJnlOWg911zgiVb9hEImQ2bx8-UoHT9RbC9O-QeMpQxvbPa3C1rcgF5x5ynz8VW3APUionsOSnMbDF-L8U8w==" shape="rect" target="_blank" track="on"&gt;&lt;/a&gt;&lt;/strong&gt;Donna Marcus-Doughten, CIC&amp;nbsp;was named the 2010 Professional Insurance Agent of the Year.&amp;nbsp;This award is for her outstanding service to the insurance industry and her community.&amp;nbsp;Donna has been&amp;nbsp;in the insurance industry for over 17 years. She is supported by her wonderful agency staff, family, and close friends.&amp;nbsp;&amp;nbsp;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;Donna is the daughter of Robert and Janet Marcus, the founding owners of Phoenix Associates.&lt;/div&gt;
&lt;/div&gt;
&lt;/span&gt;&lt;map id="rade_img_map_1285764774664" NAME="rade_img_map_1285764774664"&gt;
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&lt;area shape="RECT" coords="46,10,66,30" /&gt;&lt;/map&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:2fc45f0c-b8a6-4aba-a82a-6f57e0744c70</guid><title>Economic Trends Facing Retirees</title><description>ECONOMIC TRENDS FACING RETIREES - Here are eight (mostly unpleasant) things that many economic experts believe will shape money matters for people in or nearing retirement:   1) Real investment returns are staying low.  2) The public pension system i...</description><pubDate>Thu, 16 Sep 2010 13:10:44 -0500</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Economic_Trends_Facing_Retirees.aspx" /><a10:content type="html">&lt;span style="font-size: 16px;"&gt;ECONOMIC TRENDS FACING RETIREES - Here are eight (mostly unpleasant) things that many economic experts believe will shape money matters for people in or nearing retirement:&lt;br /&gt;
&lt;/span&gt;
&lt;div style="margin-left: 40px;"&gt;&lt;small&gt;&lt;small&gt;&lt;br /&gt;
&lt;span style="font-size: 16px;"&gt;1) Real investment returns are staying low. &lt;/span&gt;&lt;/small&gt;&lt;br /&gt;
&lt;span style="font-size: 16px;"&gt;&lt;small&gt;2) The public pension system is broken. &lt;/small&gt;&lt;br /&gt;
&lt;small&gt;3) Governments have no money. &lt;/small&gt;&lt;br /&gt;
&lt;small&gt;4) You will live longer and longer. &lt;/small&gt;&lt;br /&gt;
&lt;small&gt;5) You will work longer and longer. &lt;/small&gt;&lt;br /&gt;
&lt;small&gt;6) Social Security is the retirement star.&lt;/small&gt;&lt;br /&gt;
&lt;small&gt;7) Homes are no longer piggy banks.&lt;/small&gt;&lt;br /&gt;
&lt;small&gt;8) We are running out of doctors and caregivers. &lt;/small&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/small&gt;&lt;/div&gt;
&lt;small&gt;&lt;small&gt;&lt;br /&gt;
&lt;span style="font-size: 16px;"&gt;More information is available at &lt;a href="http://www.usnews.com/mobile/blogs/the-best-life/2010/9/13/8-money-trends-shaping-seniors-lives.html" target="_blank"&gt;USNEWS.com&lt;/a&gt;&lt;/span&gt;&lt;/small&gt;&lt;/small&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:8c85cab4-0b1e-4796-a2c7-7072fa056c43</guid><title>Pre-Existing Condition Insurance Plan: Georgia</title><description>Effective July 1, 2010, if you have been denied insurance coverage due to pre-existing conditions, coverage may be available through the Pre-Existing Condition Insurance Plan Georgia offers. There are some eligibility requirements.  Clink the link be...</description><pubDate>Thu, 09 Sep 2010 11:13:19 -0500</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Pre-Existing_Condition_Insurance_Plan_Georgia.aspx" /><a10:content type="html">&lt;span style="font-family: times new roman; font-size: 24px;"&gt;Effective July 1, 2010, if you have been denied insurance coverage due to pre-existing conditions, coverage may be available through the Pre-Existing Condition Insurance Plan Georgia offers. There are some eligibility requirements.&lt;br /&gt;
&lt;br /&gt;
Clink the link below for more information:&lt;br /&gt;
&lt;br /&gt;
&lt;/span&gt;&lt;a href="http://www.healthcare.gov/law/provisions/preexisting/states/ga.html"&gt;&lt;span style="font-family: times new roman; font-size: 24px;"&gt;http://www.healthcare.gov/law/provisions/preexisting/states/ga.html&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family: times new roman; font-size: 24px;"&gt;#&lt;/span&gt;</a10:content></item><item><guid isPermaLink="false">urn:uuid:7ea7f2fa-81c8-40dc-b42a-5da4a90de1fc</guid><title>Economy Hits Georgia child care hard</title><description>Georgia's childcare industry is feeling the economic pressure. Job losses and money pressures on families has forced many to rethink child care expenses.   Economy hits Georgia child care hard; 600 centers forced to shut ajc.com</description><pubDate>Fri, 23 Jul 2010 10:19:03 -0500</pubDate><a10:link href="http://www.phoenixinsurance.net/blog/Economy_Hits_Georgia_child_care_hard.aspx" /><a10:content type="html">Georgia's childcare industry is feeling the economic pressure. Job losses and money pressures on families has forced many to rethink child care expenses. &lt;br /&gt;
&lt;br /&gt;
&lt;a href="http://www.ajc.com/news/economy-hits-georgia-child-564789.html"&gt;Economy hits Georgia child care hard; 600 centers forced to shut ajc.com&lt;/a&gt;</a10:content></item></channel></rss>
