In today’s digital age, businesses across the world are relying on technology more than ever. With the rise in technology, comes an equally dreadful menace – Ransomware. Ransomware has emerged as one of the most prevalent cybersecurity threats to small…
Unlike physical threats that prompt immediate action—like stopping, dropping and rolling if you catch on fire—cyber threats are often difficult to identify and understand. Cyber threats include dangers such as viruses erasing entire systems, intruders breaking into systems and altering…
We all live in fear of a water leak in our homes. Not only is it expensive, even with insurance (a $1000 deductible), but the inconvenience of being out of your home for 3 or 4 months while repairs are…
With healthcare costs and premiums on the rise, higher deductibles are one option to help control costs. And did you know that if you have a high-deductible medical plan, you can open a health savings account (HSA) that provides a…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our Phoenix Associates Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one…
Why do my auto insurance rates keep going up even though my car is getting older? At Phoenix Associates Insurance Agency, many of our clients ask this question so I would like to address it from a couple of angles.…